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Lenders
Our program
provides needed assistance for borrowers during the purchase
of their home and in the first 2 years
after the close of their mortgage—but the benefits can last
a lifetime. We work to provide
positive habits of homeownership, through budgeting and
counseling for homebuyers.
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No Worry
Mortgage
Advertise a No Worry
mortgage and attract even more refinance and purchase
business. If your buyers become unemployed, their
house payments are made for them for up to 6 months.
We offer several options to help get
borrowers off the fence—with
options starting at $295—giving
homeowners more incentive to refinance and making homebuyers feel more comfortable
about purchasing a
new home. By offering our Borrower Backstop program you can begin today to
answer your phone with: "Home of the No Worry Mortgage."
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Give
borrowers one more reason to refinance.
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Encourage reluctant homebuyers to take the plunge.
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Be
the first to offer the builders in your area a
No-Worry mortgage.
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Help
builders
sell their homes using mortgage payment protection.
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Lower
your default rates AND increase loan volume.
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Let
borrowers know that you care about what happens to
them after closing.
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Offer
homebuyers something your competition doesn't.
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Borrowers will remember you, and thank you for
introducing them to our program.
For More Information
Please Register
HERE
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Borrower
Backstop
The No-Worry
mortgage provides a backstop for borrowers after they close
on their mortgage by providing the following:
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Mortgage Payment Protection.
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Home
and Family Protection.
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Buyer
Education and Counseling.
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Budgeting assistance.
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Mortgage Payment Protection
In today's uncertain times, buyers want a little more
security. With all of our products we offer mortgage
payment protection in the event of job loss. With this
protection, each borrower will be eligible to have his
or her mortgage paid in the event of involuntary job loss.
There are two levels of coverage available--with the borrower's PITI
is covered up to $2,000.
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Home and Family
Protection
Home Deductible Reimbursement Protection
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Supplements current homeowners or renters insurance by
paying the deductible, up to $500 when an insured loss occurs.
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Provides $500 emergency cash to help pay living expenses
if a home becomes unlivable due to an insured loss.
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Up to $250 reimbursement for services of a locksmith
when locked out of the home.
Emergency Medical Expenses for the Individual and Family
Identity Theft Restoration Services
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Provides consulting services to identity theft victim.
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Determines nature and extent of identity theft.
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Completes “ID Theft Recovery” Kit(s) based on victim’s
residential address, type of identity theft, and number of thefts.
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Mails completed “Kits” and supporting documentation to
all three credit bureaus, the Social Security Administration, the Federal Trade
Commission, the U.S. Postal Service and other local, state and federal agencies as needed.
Roadside Assistance
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Up to 25 miles tow guaranteed no “out of pocket” cost to
customer per occurrence.
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Program includes Towing, Jump Start, Fluid Delivery,
Tire Changes, Lockout, and Trip Routing Services.
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Buyer Education and Counseling
In the home buying process, borrowers are inundated with
information. We help them sift through this
information in a structured way and make sure important
points are not lost. Our budget counseling helps them
to remain grounded during and after the home buying process.
We offer a comprehensive
buyer education course for homebuyers. The course is
divided into two parts: 1) pre-purchase and 2) post
purchase. Once you have registered your borrower, they
will be given access to course material. Borrowers
will be offered counseling on budgeting and important issues
relating to home purchase and ownership.
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For more
details on our program, please register
HERE. You may also
find some additional details by clicking
HERE.
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