The Nation's Leader

800-834-2157

Lenders

Our program provides needed assistance for borrowers during the purchase of their home and in the first 2 years after the close of their mortgage—but the benefits can last a lifetime. We work to provide positive habits of homeownership, through budgeting and counseling for homebuyers.

No Worry Mortgage

Advertise a No Worry mortgage and attract even more refinance and purchase business.  If your buyers become unemployed, their house payments are made for them for up to 6 months.

We offer several options to help get borrowers off the fence—with options starting at $295—giving homeowners more incentive to refinance and making homebuyers feel more comfortable about purchasing a new home.  By offering our Borrower Backstop program you can begin today to answer your phone with:  "Home of the No Worry Mortgage."

	Give borrowers one more reason to refinance.
	Be the first to offer the builders in your area a No-Worry mortgage.
	Help builders sell their homes using mortgage payment protection.
	Do what you have never done before—lower your default rates AND increase loan volume.
	Let borrowers know that you care about what happens to them after they close on their home.
	Offer homebuyers something your competition doesn't.
	Encourage reluctant homebuyers to take the plunge.
	Borrowers will remember you, and thank you for introducing them to our program.

For More Information Please Register HERE


 

Borrower Backstop

The No-Worry mortgage provides a backstop for borrowers after they close on their mortgage by providing the following:

	Mortgage payment protection.
	Pre-purchase education.
	Post-purchase education.
	Budgeting assistance.
	Continuing communication post-purchase.

Buyer Education and Counseling

In the home buying process, borrowers are inundated with information.  We help them sift through this information in a structured way and make sure important points are not lost.  Our budget counseling helps them to remain grounded during and after the home buying process.

We offer a comprehensive buyer education course for homebuyers.  The course is divided into two parts:  1) pre-purchase and 2) post purchase.  Once you have registered your borrower, they will be given access to course material.  Borrowers will be offered counseling on budgeting and important issues relating to home purchase and ownership.

Mortgage Payment Protection

In today's uncertain times, buyers want a little more security.  With all of our products we offer mortgage payment protection in the event of job loss.  With this protection, each borrower will be eligible to have his or her mortgage paid in the event of involuntary job loss.  There are two levels of coverage available--with the borrower's PITI is covered up to $2,000.

For more details on our program, please register HERE. You may also find some additional details by clicking HERE.

Coverage—coverage is available up to $2,000 per payment. 

Vesting Period—60 days from the date of mortgage closing

Waiting Period—30 days from the date of unemployment

Benefit Period—12 to 24 months.

Maximum Benefit—homeowner may receive up to 6 payments during the benefit period.